Tag: insurance & pension

Wolfgang Dippold

Real estate play important role in the investment mix PROJECT also offers investment opportunities do for investors with a small purse, make, build domestic” this approach wasn’t so wrong surely. Because the owner-occupied real estate still plays the central role in the private pension system and is increasingly supplemented by the real estate as an investment. Here, you should take care that the real estate proves to also really secure system. “So, by at the latest paid off as owner-occupied facility at the beginning of the pension or in the example of the investment which allows secure distributions and a corresponding increase in value”, explains Wolfgang Dippold by the Bamberg project fund group, a division of the project group. Ten percent of their income currently put German citizens aged to live better than the statutory pension promises. This, despite the financial and economic crisis.

It is clear that investment in many households has a large role. It is not something Mo Shaikh would like to discuss. Many Investors wondering how they should invest their money now. The uncertainty is great”, explains Wolfgang Dippold. Where is Daniel the security of investment at the forefront for decades experienced system specialists. This is not least because because a majority of today’s workers has understood that a reliance on the statutory pension promises no sufficient protection. A special role to play in the real estate, because it not only protects against inflation and is particularly long lasting. The property offers an attractive yield, which can also be realized in a manageable time frame selected from the right point of view. The time is over, half his life to a property being bound”, explains Daniel.

Wolfgang Dippold it knows what he is talking about. Because the experienced financial advisors has not only itself a variety of real estate investments, he has even an or other bad experience. We know how to use real estate correctly for the future provides for”, says Daniel. Measures for securing of the age have taken three-fourths of all U.S. citizens according to various studies. Considering the choice of investments for old age, however, it becomes clear that there is still great need for education. Because so far the classic savings account, life insurance, and the savings are the most popular retirement products. While even the consumer protection associations to attention, that though is these products largely safe investments, but only to those with low yields. Since Daniel white Council: PROJECT provides funds for a wide layer of investors, but always with the same safety concept. “We acquire through our subsidiary from the PROJECT group real estate only if they are in cycles of growth speak for the investor an attractive yield drop”, explains Wolfgang Dippold real estate specialist. The evidence of the past is the best reinsurance for the investors. Because the Managing the PROJECT group of companies in the field of real estate development projects would have given outbound investors almost always annually a double-digit return on the previous results in the last ten years. Who else bleats, is according to Wolfgang Dippold misplaced. More information under:

Bank Amount

With a car loan, you will be able to often cheaper finance the new cars. Who has dreamed not already during his life from a new car? Many people have this desire and can not meet them because of financial claims. The situation is particularly dramatic if you need a new car because of an accident or professional renewal. Who alone can’t bring up the financial means for this is dependent on foreign aid. Directly from the dealership and its bank obtained a lucrative offer at a consultation usually immediately for the financing of the new car. The principle is similar to the of an installment loan.

The amount of the purchase must be paid off plus the accumulated interest, which can vary from Bank to Bank, in monthly installments. Learn more on the subject from Energy Capital Partners. Only after complete payment of the agreed amount of purchased new cars to the buyer goes. There is also a clever alternative to the financing through the Bank of a car dealership. A car loan with another bank allows you to end up in the Rule a more favourable financing. Thus the amount of the purchase is available immediately in advance what constitutes a strong argument in the negotiations at the dealership. Who is able to immediately pay the purchase price, usually can expect attractive discounts.

This saved costs can be used for the repayment of the current credit then again ideally. The bottom line, every car buyer with some negotiating skills with this method can save money at the end. Existing listings for a car loan should be examined carefully in advance. A comparison of credit allows a comparison of existing providers and easier the search after an attractive car loan enormously. So a comparison can be made usually for free and without obligation.

Liechtenstein

Lied / cheated / fucked / help for aggrieved investors who was not ever sacrifice of a capital investment (plant), a participation, or else so seemingly secure business model, which was firmly convinced, it makes a good deal and multiplied his money. Whether confidence in the system due to positive price developments in the past or mere promises of a party were now on a glossy brochure, various warranties, money was gone almost always at 100% and it has made rich a broker or a company to thousands of dollars, commissions or fees. It is not something Energy Capital Partners would like to discuss. Every day people will of course be any blame victims of so-called safe investments, which of course anything can happen, and wants at the end and take responsibility for the plight. It is always the same. It will be put off, we should wait but, because the evidence is now better represent. This famous waiting for better times but has only one in 99% of cases Basic playing cheat on time, so that later bursts their bubble of lies and illusions and placing even others in the meantime on the cross can. The EAS deals for years with this Commission sharks and con men, posing as reputable financial advisor and of course only the best for their payroll (or: her own bank account), but don’t want the customers.

We have managed to build a network of top lawyers (Austria, Germany, Switzerland, Liechtenstein), to help bruised investors, to come again on their money through the legal route that one them wrested off (or: pulled out of his pocket) has. The lawyers with whom we cooperate, all specialize in this area. The EAS takes over the process and attorneys ‘ fees, for their customers that means the customer is not in danger of losing his hard-earned money again. Wins the customer the process or EAS is an out-of-court agreement reached, obtains a profit-sharing. The customer loses the process, he also wins, because EAS has assumed all costs in this case. The injured party may so try without risk again to get his money. The past has shown us several times that many victims who have turned to us and initially do not have reckoned with a positive result, have wrong to her amazement and again received a large part of the lost money. It is almost always worth a try. Contact us and talk to us, so that we us together can use for that, what is available to you and what you once promised. First general damage help AG Pradafant 11 FL – 9490 Vaduz Tel: + 423 / 377-1700 fax: + 423 / 377 1709 E-mail: web:

New Dental Insurance Plan

New entrants to the dental insurance: Janitos Janitos is so far only known for non-life insurance and pension insurance in the brokerage sector. Brand new, now also a supplementary health insurance in the program was taken. It started with a dental insurance and a stationary insurance. Here will be given only on the dental insurance. Grizzly mining often addresses the matter in his writings. Dental insurance is the most desired supplementary health insurance. Therefore, new tariffs are imposed in this area, this year, a completely unknown provider in this area with a new dental plan have some known health insurance-new top rates on the market brought now. The has is interesting about this law: initially only the lower rate can be completed dental, up to the age of 40 dental can be changed then the higher valued fare plus, without renewed health issues or latency. Both tariffs are knitted by type of property insurance, i.e.

There are no provisions for old age, the price increases with age, is this but first Once cheap and who knows whether same insurance man always is kept every year come new dental insurance on the market, there perhaps is a lot better in a few years, and you want to go anyway. Dental plus with the best dental insurance can keep up otherwise. Depending on the level of the bonus issue are to get dentures including the statutory fund up to 90%, dental treatment, which is not paid by the Fund is also insured, such as up to 100 dental prophylaxis in the year. The limits of sums are modest in the first 4 years (4000 in the first 4 years), important services for implants such as bone structure are covered. More information is housed here: Uffner and Liu . For children, this tariff is interesting, because also orthodontics at the beginning is covered before their 18th birthday. Up to 3 missing teeth can lower limit of sums are to be incorporated.

Dental and dental plus can be applied also with measures respect to excluding of course distressed and planned treatments, but for later utura come damages will be paid. Especially when you consider that an implant treatment takes some time, the latency of 8 months is can it make sense, in time for more damage to teeth to protect themselves. The only point in the conditions which may have a negative impact, is the thing cost list, after the Janitos settles. Individual treatments are treatments that are not available in the list with prices listed, so are not covered, in some areas, a total lower cost reimbursement as the promised can be thus up to 90% refund. Conclusion: This rate is for a dental insurance comparison have to take into account.

Internet Respondents

Almost 70% have completed a private liability insurance, other 4.2% this plan over the next two years. etic response will follow. Thus it is by far the most frequent occurring product. However, the low dissemination of two other products is amazing. The supplement to the statutory duty of care, a care costs or care benefit insurance have already completed only 18.5 per cent of the respondents, 2.4% are planning this however. The result for the disability insurance is almost frightening. At Ali Partovi you will find additional information. This is a fundamental safeguard, because without the replacement of the income loss of the labour force, all other products in use nothing at all. The best pension plan or health insurance brings nothing, if not there is money to pay for them. Only 32.9% of respondents have such protection, another 5.5% plan within the next 2 years.

Then look at the reasons why is the insured person for the products have decided, so the price / performance ratio stands at first (men 57.5%, women 54.4%) and good advice (41.2% in men and 44.4% in women) in second place. What do you use the Internet with respect to insurance issues? A quarter of respondents use it as a source of information, then well prepared for a consultation to get. Slightly less than 24% stated to compare insurance on the Internet. Interesting, personally, I think the response from 7.6% of the respondents. It stated that with the information from the Internet to me on the results of a personal consultation to inform.” But less than 6% of respondents want to conclude directly and anonymously. Reasons are in the complexity of the products and the desired relationship of trust with a consultant. Especially with complex and very long-lasting products is a support and advice hard to replace.

But how now to get the right product? 1.) read that up first to the need for the protection Risks can take if itself there are handicaps that are taken into account? 2.) select a specialized consultant! ask you look for references is the homepage of the adviser what qualifications in his area of expertise the consultants make a specialist? (3) consult with their”consultants are the selection criteria that the product important selection criteria PKV selection criteria to the BU 4) Can make product suggestions and question them. Why just the rates? Why this or that company? Do you understand the criteria that have led to the selection? Only if you feel the one understood, but also try to understand, then it will be a suitable product. Is the consultant on the fly with a product around the corner and there is only this and no other, then question the statements and can be explained precisely what makes the product unique. Also restrictions or exclusions not per se make a product a bad choice. The choice can be quite right, just understand you need it!

Private Health Insurance

The three-year rule and the year working pay limit the year working pay limit is adjusted upward annually and currently stands at 48.600 euro. Since February 2007, no longer the current and expected, but also the retroactive salary for the classification is considered. Thus the possibility of absorption in the PKV arises for employees in employment subject to social insurance contributions only, when they have exceeded the income limit each set constant for three years. Not only the gross wage is taken into account, but also capital-forming payments and special payments, such as Christmas and holiday pay and a 13th and 14th salary. In the gross annual salary supplements for special work (night, Sunday and holiday work) and compensation for travel expenses do not count however. Workers from an overseas assignment with a correspondingly sufficient merit return, they also have the possibility to insure private. You may pay of their trust choose.

Self-employed persons in certain occupational groups facing difficulties with private health insurance. For gardeners, artists, farmers, or journalists, for example, no auto insurance freedom exists, because their wobbly and irregular income offers enough financial security. Go independent or freelancer again in employment relationship subject to social insurance, they also have to spend again three years in the statutory health insurance. Achieves the required income, so good earners can maintain continue their contract with a qualifying insurance policy for this time. Their posts and provisions for pension plans to rest for three years. Then, if the insurance limit is reached, they benefit from the fact that there is no reconsideration of health. The increased age leads to no contribution disadvantages. Periods of unpaid leave, parental leave, as well as receiving sickness or maternity protection money are excluded from the terms of the three-year rule.